There are many things to consider when building your legacy. You need solutions suited to who you are, where you are in your life and specific to your needs.

Founded

1999

Employees

30+

AUM

R8.7bn

Our approach to building and managing your wealth.

We have shaped our business to align with your personal needs.

Financial planning is deeply connected to each person’s specific circumstances, as strategies that work for some may not work for others. As a result, many find themselves uncertain about their financial well-being or whether they are on the right track.

To offer clarity, we’ve outlined five stages of wealth building that help pinpoint where you are and what you hope to achieve. This provides a clear plan for your financial journey and uncovers any potential gaps that need to be addressed.

The initial stage of wealth building involves accomplishing several key tasks early on. A solid foundation is crucial, as well as developing strong financial habits. Aim to live below your means and commit to a regular savings plan every month.Getting started

As families grow, funding children’s education becomes a key focus. Key milestones such as life insurance, updating estate planning documents, and career shifts also emerge. It's important to take a broader perspective, set clear goals, and create a detailed plan to achieve them.Building momentum

As wealth begins to grow, stability and consistency become crucial in this phase of life, all with the goal of further increasing wealth and reducing risk. Regular meetings with your financial advisor help keep you on track and focused on your long-term objectives.Advanced progress

During this time, you're typically in your highest earning years. As children move out for university, you'll have more disposable income, giving you the opportunity to make substantial strides toward wealth building.Hitting your stride

Having spent all these years in the accumulation phase, you’re now entering the distribution phase, where you can enjoy the results of your hard work. Still, regular reviews are necessary: estate planning documents must be checked and updated, tax efficiency on withdrawals should be explored, and staying disciplined to ensure your wealth lasts is essential.Enjoying your efforts

One secure home for everything that matters.

We believe managing your finances should be effortless. With all your documents and communication centralised in one secure, personalised platform, the days of paperwork and scattered files are behind you.

Everything you need, in one place.

Our client App brings everything together in one secure platform: giving you instant access to your portfolio, important documents and direct contact with your financial planner, all at your fingertips.

Get access now

01

Portfolio Overview

Explore your investments, fund allocations, assets classes & more.

02

Risk Insurance

Discover the intricate details of your policy, including total coverage, benefits and premiums.

03

Personal Documents

Easily share and access important documents with the convenient upload feature.

04

Contact Advisor & Make Profile Changes

Effortlessly contact your advisor and update your profile on the go!

I believe the financial planners genuinely want to listen and supply the best products to meet my needs instead of pushing their own agendas to maximise commission.

Chrystal

The ease of the way they explain the different financial options I have.

They gave me all the relevant info I needed to make a sound decision that saves me money.

Heath

APS provides a professional, efficient and friendly service. The quality of service that you receive is one that sets the bar very high. I would recommend their services any day. No matter the complexity or effort, they are willing to go the extra mile for their clients.

Very professional and helpful. They provide all the information you need to make an educated choice for which portfolios to choose and also help you in making that decision.

Phiwe

APS provides personal support and tailors their service to your specific needs. Always helpful when you are unsure and ready to walk a path with you.

Alexander

I feel that I am looked after and I know someone is always there to assist with queries.

Hans Peter